The money in between, made visible.

Coinage does one thing. It keeps your money working, and when you spend, it pays you back from what that money made. Put money in, let it work, live your life, get paid back. That is a loop.

The old app split the loop across three tabs. Home showed a balance, then changed the subject: a card about Spend Matching, a card about monthly spending. Paying you back lived in its own tab, behind its own setup. And a month never ended anywhere, so the loop never closed on screen.

We gave the redesign one rule. If the manifesto says it, a screen should show it. Five changes came out of that rule.

The old Home answered one question, how much do I have, and then moved on.

The new Home answers the question the manifesto asks: what is my money doing right now? Under the balance sits one card, At work. Each row is a job your money has. Paying you back. Buying a little every week. Saving for a trip. A ring shows how far along each job is. Below the card, Activity lists what actually happened, newest first.

When nothing is working yet, the card’s title says so: Put it to work. The title follows what the card holds, so it never claims a job that isn’t running.

Paying you back used to have its own tab and its own setup: up to six questions, ending on a sentence you had to read back. Most of those questions already had a sensible answer. Asking them anyway was friction dressed up as control.

Now every door opens the same short path. A one-screen pitch says what happens in three steps. Then one question, the only one without a good default: which nest should it sell from? If you have just one nest, we don’t ask. Then Your rule: four lines, each with its own Edit, and Turn on.

The control didn’t go anywhere. Every choice is still one tap away. It just isn’t in the way.

A loop needs an ending. When a month closes with money paid back, Coinage now opens one screen, once: “September, 28% paid back.” Under it sits a paper receipt. The biggest purchases, what you spent, what came back, what it cost you.

The sky is the same cloud field as the paying-back hub, drawn live on the phone. We use it in very few places, so that it means something when it appears.

Honesty is also a layout problem. Our receipt for a single sale says “free” five ways at once: a green $0.00, “100% PAID BACK”, a full meter, “YOUR FOOD & DRINK IS FREE”, and a stamp. It prints the date four times. Every extra mark makes the real numbers harder to find, and a month only half covered still gets a stamp that reads PAID. It is the next screen we are rebuilding.

The rule we design by now: each fact is said once, in the one place it belongs. On the month close, the headline carries the percent and the paper carries the lines. If a number isn’t final yet, we don’t print it. The line says it is on its way.

That receipt for each sale gets the same treatment in a later release: the sky, each fact once, and underneath it, what actually sold, at what price, and where the money landed.