Safe Haven

Look, most of us have money sitting in our checking account doing absolutely nothing. Banks love that — they lend it out and make money while you earn $0. This nest flips that. It's 75% US Treasury bills (the safest investment on the planet — literally backed by the government) and 25% short-term bonds and international dividend stocks for a little extra juice. You're not gonna get rich off this. That's not the point. The point is your $2,000 sitting idle could be earning $7-8/month instead of $0. It's like finding money in your couch cushions, except it happens every month. Set a 2-3% threshold and let it do its thing. Worst case? You basically break even. Best case? Your money finally stops being lazy.

Shared by Nandh Devineni

4 holdings | Updated 2/25/2026