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Coinage
Now available for early access

Turn your portfolio into
automatic spending power.

Link your credit cards and investment accounts. Coinage automatically sells your chosen assets to cover your spending—on your terms.

Get Started How it Works
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Stop manually selling assets
to pay your bills.

Most people treat investments and spending as separate worlds. Coinage bridges them, removing the friction and emotion from the process.

Today's Reality

  • Money is scatteredCredit cards have balances, brokerages have stocks. They don't talk to each other.

  • Manual & EmotionalYou panic-sell when the bill is due, often choosing the wrong asset at the wrong time.

  • Friction"I'll sell some shares later" turns into procrastination and interest charges.

With Coinage

  • Unified Mental ModelYour portfolio naturally extends to cover your lifestyle.

  • Automated LogicDefine your rules once. We execute trades automatically, without emotion.

  • Zero FrictionSwipe your card. We handle the rest in the background.

The Architecture

Three layers of financial intelligence.

Coinage sits on top of your existing financial life, connecting the dots between spending and investing.

01

Connections Layer

Read-only access to your financial world.

  • Credit Cards (via Plaid)
  • Brokerage Accounts (via SnapTrade)
02

Rules Layer

You decide how Coinage behaves.

  • Set coverage levels (50%, 100%)
  • Define guardrails (No-loss, Profit-only)
  • Select eligible assets or "Nests"
03

Automation Layer

The engine that executes your plan.

  • Watches for transactions & due dates
  • Checks rules & holdings
  • Executes trades automatically

Powerful features,
simple controls.

Per-Transaction Mode

"I just used my portfolio to buy this."
Coinage detects a purchase and immediately sells eligible assets to cover it, making every swipe feel backed by your investments.

Due-Date Mode

"My portfolio pays my bill."
Coinage waits for your statement due date and sells enough assets to cover the balance (or a portion of it) automatically.

Smart Guardrails

Set rules like "No-Loss" (don't sell if down) or "Profit-Only" (only sell winners). You're always in control of what gets sold and when.

Nests & Strategies

Organize assets into "Nests" (e.g., "Tech Growth", "Dividends"). Choose which Nests are eligible for spending and which are protected.