AES-256-GCM encryption
All sensitive data is encrypted at rest using AES-256-GCM with 128-bit auth tags and automatic key rotation.
A better way to hold and spend your money
Coinage helps you invest your money with discipline, reach your goals faster, and lower your credit card bills. We're redefining how your money works in an ever-changing world, maximizing the growth potential of every dollar so you can get more value from your earnings.
Download Coinage
$AAPL
$BTC
$NVDA
$TSLA
Have money sitting in your checking or savings account that you don't immediately need? You're missing out on a powerful opportunity to earn more on your everyday spending.
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Give yourself 20 mins and save
- Get your first coffee for free.
- Get 50% off on your next dinner.
- Plan and get 50% off on your next concert ticket.
Invest with purpose, not guesswork
Build custom stock baskets called Nests around any theme you love. Add a deadline and target amount to turn them into Goal Nests that track your progress automatically.
🧠Tech Trio
NVDAMSFTMETA
🏛️Buffett Basics
AAPLKO+2
🤖AI Overlords
AMDTSMPLTR
💎Dividend Kings
JNJPG+3
🌍Global Growth
VXUSEFA+1
⚡Clean Energy
ENPHFSLR+2
🧠Tech Trio
NVDAMSFTMETA
🏛️Buffett Basics
AAPLKO+2
🤖AI Overlords
AMDTSMPLTR
💎Dividend Kings
JNJPG+3
🌍Global Growth
VXUSEFA+1
⚡Clean Energy
ENPHFSLR+2
✈️Euro Summer
ABNBUBER+2
Goal $4.5kJun 2026
🎡Coachella 2026
NVDACOIN+2
Goal $4.5kApr 2026
🚗Dream Car
TSLAF+1
Goal $12kDec 2027
💍Wedding Fund
VOOSCHD+3
Goal $8kSep 2027
🏠Down Payment
VTIAAPL+4
Goal $25kJan 2028
🎓Grad School
QQQMSFT+1
Goal $15kAug 2027
✈️Euro Summer
ABNBUBER+2
Goal $4.5kJun 2026
🎡Coachella 2026
NVDACOIN+2
Goal $4.5kApr 2026
🚗Dream Car
TSLAF+1
Goal $12kDec 2027
💍Wedding Fund
VOOSCHD+3
Goal $8kSep 2027
🏠Down Payment
VTIAAPL+4
Goal $25kJan 2028
🎓Grad School
QQQMSFT+1
Goal $15kAug 2027
Know where every dollar goes
Track spending, categorize purchases, and see what’s covered by your gains — all automatically.
$1,247.8032%
Spent in FebruaryCovered $398.00
TransactionsCategoriesRecurringTrends
🍔
Food & Drink$342
$120 Covered (35%)
🛒
Shopping$215
$80 Covered (37%)
✈️
Travel$156
$45 Covered (29%)
🎬
Entertainment$89
$30 Covered (34%)
$1,247.8032%
Spent in FebruaryCovered $398.00
TransactionsCategoriesRecurringTrends
FRIDAY, FEBRUARY 7 — $136.11
☕
StarbucksCovered
Food & Drink📦
AmazonUncovered
Shopping🚗
UberPending
Travel🥑
Whole FoodsCovered
Groceries🎬
NetflixUncovered
Entertainment$1,247.8032%
Spent in FebruaryCovered $398.00
TransactionsCategoriesRecurringTrends
THIS WEEK
🎬
Netflixmonthly · Next on Feb 15
$15.99🎵
Spotifymonthly · Next on Feb 18
$9.99💪
Gymmonthly · Next on Mar 1
$49.99☁️
iCloudmonthly · Next on Mar 5
$2.99New to investing?
🧠Tech Trio
NVDAMSFTMETA
🏛️Buffett Basics
AAPLKOBAC
🤖AI Overlords
AMDTSMPLTR
✈️Euro Summer
ABNBUBERBKNG
🎡Coachella 2026
NVDACOINLYV
🚀Mars Colony
TSLARKLBSPCE
Coinage works alongside traditional rewards programs—you keep all your points and cashback. Before you spend, invest your money in higher-performing assets to maximize returns on your hard earned money.
How it works
Connect to your broker
Link your broker so Coinage can understand your holdings and execute automation when your rules trigger.
Step 1 of 5
Security & Compliance
Built for security, transparent by design
We never store your credentials. Encryption everywhere, strong vendor reviews, and automation you can pause with a tap.
Plaid-secured banking
Your bank credentials never touch our servers. Plaid handles authentication—we only store encrypted access tokens.
SnapTrade brokerage
Broker logins are managed entirely by SnapTrade. Your brokerage credentials stay with your broker, not with us.
Argon2id hashing
Session secrets are hashed with Argon2id before storage. HMAC-SHA256 signing and timing-safe comparisons protect every request.
GLBA-aligned safeguards
We follow Gramm-Leach-Bliley Act safeguards with least-privilege access and regular vendor risk reviews.
You're always in control
Every automation rule is yours to set, pause, or remove. Disconnect any linked account anytime—no lock-in.